wallstjunky

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Investor | Realtor | Podcaster | Wealth Advisor

I used to trade Mortgage-Backed Securities

Member Since JULY 14, 2021
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Social Audience 12K
wallstjunky 11K Last Month Last 3 Months
  • Posts 133 427
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Highlights

Who else has had their Chinese positions crushed? I still think there is opportunity, but this tweet had me rolling on the floor laughing 😂 #wealthmindset #wealthymindset #financetips #moneytips #richdadpoordad #wealthcreation #buildingwealth #personalfinanceforwomen #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #money #wealth #finance #financialfreedom #millionairemindset #financialliteracy #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #firecommunity #firemovement #investing #investingtips

I've run through hundreds of tenant applications and pulled hundreds of credit checks... I will tell you this, a bad tenant can still pass the application and credit check, you have to look beyond that. I've driven by numerous potential tenant's current residences and declined them based on the condition of their home and how they kept their front yard. It might sound strict, but when it comes to placing tenants in my properties, I take it serious, and you should to! When you're a landlord, you need to go the extra mile, and if you outsource it to a property management company, please make sure you ask their process when they source tenants. Some of you might think it's too strict, but let me be clear, it isn't a deal breaker, but definetly a red flag. If the applicant has no other red flags, I will likely still rent to them... But if they have this plus many other red flags, then I likely won't rent to them. Thanks @johnefinance for dropping a gem! If you can't take a look at their property, take a peak from the outside into their car! See if they are a mess 😂 #realestate #renters #househack #investing #rent #forsale #rentalproperty #str #rentalproperty #biggerpockets #fha #loan #realtor #investor #finance #StockMarket #California #realestates #property #condo #apartment #money #wealthbuilder #debtfree #lifehacks2021

I infiltrated the Wine-Os (dressed somewhat sophisticated) last night with my girlfriend, its always a lovely time hanging out with my woman, but the wine crowd is "okay"... I prefer my Claw and Truly crowds #wealthmindset #wealthymindset #financetips #moneytips #richdadpoordad #wealthcreation #buildingwealth #personalfinanceforwomen #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #money #wealth #finance #financialfreedom #millionairemindset #financialliteracy #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #firecommunity #firemovement #investing #investingtips

The Wall Street profession will slowly die, as more and more people graduate from the most sought after unaccredited university, Day Trading University! Thanks @financejeb for dropping that line 😂 Interestingly enough, news reports have been pushed recently showcasing Wall Street "Influencers" making more than professional, some over $500K, which I know to be a lot less. #wealth #wealthmindset #finance #financialfreedom #millionairemindset #financialliteracy #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #wealthymindset #financetips #moneytips #bitcoin #stocks #buildingwealth #forex #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #investing #investingtips #investing101 #investingforbeginners

Honestly, my favorite investing resource out there is either Wall Street Journal or Seeking Alpha. Sure, Seeking Alpha has some bad content writers, but like anything, you have to sift out the garbage to find the gems. I've never found Motley Fool to be very helpful, in my opinion. What is an investing resource that you feel is overrated?

This is a great explanation by my friend @financecowboy I personally only have long term rentals, but maybe down the road I will get a short term rental! Both of these property strategies are tools that you can utilize to build wealth. My helpful tip, make sure you consult a CPA before investing in real estate, it makes your life so much easier! Follow 👉 @wallstjunky for authentic, no fluff content centered around building wealth 💎 💎 💎 ➡️Did you know I am a Fee-Only Fiduciary? Click the link in my bio to schedule a consultation with me to see the value I can provide for you ➡️Need help with real estate? I am a licensed realtor and WILL connect you with the right agent. Don't have a lender? I can help with that too! ➡️Make sure to sign up for my freebies including a FREE.99 Discord, Reddit, and Newsletter! Have any other questions? Send me a DM and I will answer as promptly as I can! #realestate #financialindependence #biggerpockets #millionairemindset #millionairelifestyle #money #money💰 #wealth #wealthbuilding #wealthymindset #wealthcreation #realtor #thinkandgrowrich #savingmoneytips #moneymindset #budget #budgeting #budgetingtips #millionaire #debtfreedom #livingonabudget #budgets #personalfinanceforwomen #savingmoney #creditcards #financialempowerment #budgetlife #daveramsey #debtfreeliving #richdadpoordad

Few understand this... Just add a disclaimer and you're safe... I think? #financialfreedom #business #wealth #finance #investing #money #entrepreneur #debtfree #financialeducation #bitcoin #motivation #realestate #cryptocurrency #debtfreejourney #financialindependence #investment #stockmarket #stocks #success #trading #accounting #budget #debt #debtfreecommunity #entrepreneurship #financialliteracy #forex #getmoneysmart #invest

Don't worry, I'll just delete the app. 📷@parikpatelcfa

Here's the truth, if you add value, you deserve to get paid. I just don't like seeing the constant notion that advisors only care about making money off their clients when I know plenty influencers that enjoy peddling their newest "course" or "ebook" because they "care" about you... They care about you no more or no less than an advisor trying to get paid. And this isn't a bad thing, just be real about the fact that Instagram is a business, and you want to make that bread. All I know is I care about you enough to say I love you guys, I want to see you win, and I need to get paid to afford my white claws this month 😂 #stocks #financialindependence #financetips #millionairemindset #millionairelifestyle #money #money💰 #wealth #wealthbuilding #wealthymindset #wealthcreation #personalfinance #debtfree #savingmoneytips #moneymindset #budget #budgeting #budgetingtips #millionaire #debtfreedom #livingonabudget #budgets #personalfinanceforwomen #savingmoney #creditcards #financialempowerment #budgetlife #daveramsey #debtfreeliving #richdadpoordad

Thursday reminder: Don't use the share price as a way to assess relative value, because it is an apples to oranges comparison because no two companies have the same amount of outstanding shares. If you want to assess if company A is worth more than company B, market cap is an alternative which takes the price per share and the number of outstanding shares in existence. Before you throw shade, there are many additional ways to make an initial assessment in value, book value and enterprise value are alternatives. #financialfreedom #financialindependence #financetips #millionairemindset #millionairelifestyle #money #money💰 #wealth #wealthbuilding #wealthymindset #wealthcreation #personalfinance #thinkandgrowrich #savingmoneytips #moneymindset #budget #budgeting #budgetingtips #millionaire #debtfreedom #livingonabudget #budgets #personalfinanceforwomen #savingmoney #creditcards #financialempowerment #budgetlife #daveramsey #debtfreeliving #richdadpoordad

Don't worry, I won't buy followers like some Instagram influencers do 😂 I'm a big fan of diversification, so I am putting more effort into YouTube. Link in bio to follow my YouTube channel, and remember, buy the dip if your young and just starting out. It's two fold: 1) I want more long form content so I can really dive into the topics I like and so you can see my ugly face longer 2) The Finstagram community is cool and all, but I want to switch it up Give me a follow for more content, and send me a DM if you want me to cover a topic and give you Chad's take. #wealthmindset #wealthymindset #financetips #moneytips #richdadpoordad #wealthcreation #buildingwealth #personalfinanceforwomen #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #money #wealth #finance #financialfreedom #millionairemindset #financialliteracy #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #firecommunity #firemovement #investing #youtube

UPDATE: Dave Ramsey still has me blocked on Twitter. Dave Ramsey has a lot of great content related to motivation and personal finance principles, but when he starts talking about investments and return projections… that's where he loses me. He constantly pushes the 12% return narrative, which is true if you just use a simple average. The reality is, if you want to be more precise, you need to be using the Compound Annual Growth Rate. Let's say a $10,000 investment went up 25% one year and down 25% the next year. The simple average return would be 0%. But, in reality, your investment would've been down around 6.25%. Here's why: • $10,000 + 25% of $10,000 = $12,500 • $12,500 - 25% of $12,500 = $9,375 If you use Dave's assumptions in your retirement calculations, you can get a big spread between reality and fairy land. 12% might happen, but this is quite an optimistic number, and when you are building out a retirement plan, you DO NOT want to rely on optimistic assumptions to model out your retirement success. Just food for thought, when in doubt, use CAGR. #financialfreedom #financialindependence #financetips #millionairemindset #millionairelifestyle #money #money💰 #wealth #wealthbuilding #wealthymindset #wealthcreation #personalfinance #thinkandgrowrich #savingmoneytips #moneymindset #budget #budgeting #budgetingtips #millionaire #debtfreedom #livingonabudget #budgets #personalfinanceforwomen #savingmoney #creditcards #financialempowerment #budgetlife #daveramsey #debtfreeliving #richdadpoordad

Just a Wednesday reminder that it is okay to not be wealthy tomorrow, in a week, a month... 10 years It is a journey, and one that is worth all the ups and downs #wealthmind #wealthymindset #financetips #moneytips #richdadpoordad #wealthcreation #buildingwealth #personalfinanceforwomen #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #money #wealth #finance #financialfreedom #warrenbuffet #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #firecommunity #firemovement #investing #investingtips

I just changed my bio to reflect this, so I can make the joke... I promise it's only a joke I also put my IQ in my bio too

If you've maxed out all other tax advantaged accounts, you can consider using whole life, but I'm still going to take a taxable brokerage account over WL. The reality is the present value of the premiums paid far exceeds the total benefit paid out... Usually. What does this mean? You really only beat the house from a return perspective if you die prematurely... But are you really winning? Also, on a product that is front loaded with fees and is usually a commission based product, of course your going to have strong opinions, because that is some people's livelihood. I promise you, any reputable advisor or investment advisor is not itching to put his or her clients into these policies. Insurance companies are not in the charity business, they are for profit institutions, so if it sounds too good to be true, it probably is. I'm sure I'm going to get hate on this post, but I get tired of insurance salesmen trying to pitch their products on my posts. #wealthmindset #wealthymindset #financetips #moneytips #richdadpoordad #wealthcreation #buildingwealth #personalfinanceforwomen #financialempowerment #financialindependenceretireearly #financenews #personalfinancetips #finance101 #money #wealth #finance #financialfreedom #millionairemindset #financialliteracy #personalfinance #moneymindset #thinkandgrowrich #financialindependence #financialplanning #wealthbuilding #financialeducation #firecommunity #firemovement #investing #investingtips

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