Adam Sterling

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I love using miles & points to travel as inexpensively as possible.

Location Irvine, California
Country United States
Member Since FEBRUARY 27, 2019
Social Audience 3K
  • Moz DA 22

This member has not connected a professional Instagram account.

  • Events and Attractions
  • Bars & Restaurants
  • Food & Drink
  • Dining Out
  • Personal Finance
  • Consumer Banking
  • Financial Planning
  • Real Estate
  • Computing
  • Travel
  • Travel Locations
  • Traveling
Introducing the New Chase Freedom Flex

The Chase Freedom Flex gets much stronger when it’s paired with other Chase cards. The points earned from the Freedom Flex are combinable with points you earn from other cards that earn Ultimate Reward points. Cards that earn Ultimate Rewards points are the Sapphire Preferred, Sapphire Reserve, and the Ink Business Preferred. The combination of cards that will get the most value out of your spending, generally speaking, is the Freedom Flex, Freedom Unlimited, and the Sapphire Preferred.

Save on Streaming Services with SoFi

SoFi just announced that they are offering 20% cashback on streaming services and DoorDash. It seems like all of the popular streaming services qualify for 20% back. The services that are not included are the TV-related services (like AT&T Now, YouTubeTV, etc.). SoFi Money is a fee-free online bank account that earns interest.

Taking a Closer Look at the Chase Sapphire Reserve

The Chase Sapphire Reserve used to have a $450 annual fee. I have always felt that the added benefits, which the Chase Sapphire Preferred (the card below the Reserve) doesn’t have, makes up for the small difference in annual fee between the two cards ($95 vs $150). The Lyft partnership with Chase is actually available on all Chase Sapphire cards. The reason I’m harping on the new ancillary benefits is that without them (and the annual fee increase), the Chase Sapphire Reserve should always be considered for a premium card.

Which Trusted Traveler Program is Right for You?

There are several Trusted Traveler Programs that give you a known traveler number, but which one is the best for you? A Known Traveler Number (KTN) is a number that is assigned to you by enrolling (and being accepted) into one of several programs facilitated by the US Department of Homeland Security (DHS). The three main Trusted Traveler Programs that you will likely consider are PreCheck, Global Entry, and Nexus. While the interview is a bit more stringent than the Global Entry interview, Nexus can be very worthwhile as Canadian immigration can be tough sometimes.

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