blondeandbalanced.com
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A fake blonde trying to find a real balance between spending and saving. Twitter: @BlondeBalanced
If I decide that I want kids, then I’ll adopt through the foster care system. You’ll likely pay for multiple doctor’s appointments along different phases of the process. If you aren’t using your partner’s sperm for the procedure, then you may have to pay for the sperm that you use to fertilize the egg and make your baby. If you do IUI with your own partner’s sperm and get pregnant on the first round, then it will obviously cost less than if you do IVF and it takes many rounds.
In a society that values money, what does it say about women’s value if they don’t earn as much as men? It’s called the 77/11 effect because women earn 77% of a man’s income on average and tend to work approximately 11 years less than those men. In contrast, the challenge for men is to learn how to reign in risky money moves when appropriate. The Atlantic reports that on average women who worked before, during, and after a divorce saw a 20% decline in their income after divorce whereas men saw a 30% increase in their post-divorce income.
Hey, all, I’m trying to save money and looking for people who want to do free activities with me like walking the dog and attending lectures at the library. For now, bulk up your schedule with free dates and enjoy time with the friends whose money goals align with yours. If you can’t find frugal minds within your existing circle of friends, you might need to make some new friends. If you have little free libraries, tool sharing centers, and other collaborative resource-sharing spots in your area, then those are good places to find frugal friends, too.
High school students are about to enter a world where they have to deal with money in a very real way. According to a financial education survey by the Council for Economic Education (CEE), approximately 1/3 of the states in the US require personal finance classes for high school students. If it passes, it will change the graduation requirements for high school students in that state. Before graduating, students would need to take 1/2 credit in “personal financial literacy and money management.