Ashley Williamson

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Hey there! I’m a personal finance blogger, money coach, and always on the lookout for the best deals. My audience is primarily women who are interested in becoming better with their finances.

Location Minneapolis, MN
Country United States of America
Member Since FEBRUARY 16, 2020
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WHY YOU SHOULD CARE ABOUT PAYING OFF DEBT ⬇️⁠ ⁠ There are SO many benefits to paying off debt! Student loans, credit cards, personal loans, whatever it is... PAY. IT. OFF.⁠ 👊🏻 ⁠ ⁠ 1. You'll INCREASE the amount of "free" income you have each month 🔥 ⁠ ⁠ 2. You can have a plan to actually retire! No working until you're 70, like so many parents of our generation are finding themselves needing to do 😪⁠ ⁠ 3. You'll INCREASE the amount of freedom in allllll other areas of your life. No more tension with those who consigned on your loans, no more need to make a certain amount each month just to make ends meet AKA you can leave the job you hate, and so much more! ⁠🤩⁠ ⁠ Is paying off debt a big priority for you?? YAY or NAY? Share below! 👇🏻😘⁠ ⁠ ⁠ #debtfreejourney⁠ #financialgoals⁠ #financiallyfearless⁠ #moneymatters⁠ #moneycoach⁠ #womeninfinance⁠ #financialempowerment⁠ #workitgirl⁠ #girlbossgang⁠ #neversettle⁠ #personalgrowth⁠ #personaldevelopment⁠ #positivethinking⁠ #businessbabe⁠ #igniteyourfire⁠ #womeninbusiness⁠ #laptoplifestyle⁠ #smallbizowner⁠ #budgetingonabudget⁠ #womenempoweringwomen⁠ #powerfulwomen⁠ #feminist⁠ #womeninbiz⁠ #entrepreneurlife⁠ #girlbosslife⁠ #slaytheday⁠ #laptoplifestyle⁠ #creativeentrepreneur⁠ #businessbabes⁠ #mompreneur

Did anyone else grow up with their parents always balancing their checkbooks?! 🤔⁠ ⁠ They definitely had a good thing going!⁠ 🙌🏻 ⁠ ⁠ Us #millennials could sure benefit from tracking our debit card spending a bit more 😂⁠ ⁠ Do you track your debit card purchases?!⁠ ⁠ ⁠ You can do this on paper 📔⁠ or on a spreadsheet on your computer 💻⁠ or even on your phone 📱⁠ ⁠ Obv. the method doesn't matter, as long as you're tracking! ⁠ ⁠ Pick a time at the end of each week to go through your debit card statement and track your purchases 📆⁠ ⁠ ⁠ 💥 Track them in a spreadsheet, on your phone, or in a notebook ⁠ ⁠ 💥 Keep a running tab of purchases for the month⁠ ⁠ 💥 Use this to assist with your budget formulation for next month⁠ ⁠ Do you track your purchases?! 👇🏻⁠ ⁠ ⁠ ⁠ #financialfitness⁠ #personalfinanceforwomen⁠ #debtfreejourney⁠ #moneymatters⁠ #financeblogger⁠ #financiallyfearless⁠ #moneycoach⁠ #financialempowerment⁠ #womeninfinance⁠ #slaytheday⁠ #smallbizowner⁠ #igniteyourfire⁠ #businessbabes⁠ #womenceo⁠ #discoverunder5k⁠ #womensupportingwomen⁠ #womenempoweringwomen⁠ #goaldigger⁠ #thewinningcircle⁠ #bossbabebloggers⁠ #budgetingonabudget⁠ #creativefolk⁠ #makeitagreatday⁠ #womenceos⁠ #bizbabecrew⁠ #fempowerment⁠ #creativeentrepreneur⁠ #femaleceo⁠ #workitgirl

"I HATE money... money is the WORST!"⁠ 😫⁠ ⁠ Ever had these thoughts?!⁠ 🙋🏼⁠ ⁠ They come up for a lot of people and so often we think they are ~natural~ because they're difficult to change 🤷🏼⁠ ⁠ BUT they can be changed! Our negative thoughts about money directly impact how we engage with money, including the actions that we take!⁠ 🤕 🤑⁠ ⁠ Working to pay off that credit card? 💳 Pay down your student loans? 💵 Save for a house? 🏡 Changing your thoughts isn't easy, but is a well worth it piece of the puzzle so that you can accomplish your goals more quickly! ⁠🙌🏻⁠ ⁠ What's your most negative thought that comes up in regard to money?! 👇🏻⁠ ⁠ ⁠ ⁠ ⁠ #goaldiggersociety⁠ #businessbuilder⁠ #womenwithvision⁠ #girlbossinspo⁠ #hustlewithease⁠ #millionairemindset⁠ #moneycoach⁠ #financiallyfearless⁠ #powerofnow⁠ #mindfulnessmatters⁠ #lawofattraction⁠ #positivethinking⁠ #mentalhealthcomesfirst⁠ #igniteyourfire⁠ #womeninfinance⁠ #neversettle⁠ #girlboss⁠ #hustleandheart⁠ #beingboss⁠ #bossbabeco⁠ #girlpower⁠ #womenwhohustle⁠ #powerfulwomen⁠ #womenempoweringwomen⁠ #nastywoman⁠ #womenentrpreneur⁠ #womeninbusiness⁠ #bosschick⁠ #slaytheday⁠ #laptoplifestyle

THERE'S ONE NON-NEGOTIABLE STEP, MY FRIENDS! 🤘🏻⁠ ⁠ Wanna know what that step is? 👇🏻⁠ ⁠ Girl, you HAVE to build up an emergency fund 🔥⁠ ⁠ Seriously! An emergency fund will save. your. ass. when (not if!) ~emergencies~ roll around 😉⁠ ⁠ And emergencies WILL show up (it's inevitable, y'all) once you start tackling your finances 🤷🏼 😫⁠ ⁠ The man Dave Ramsey recommends $1k in your emergency fund, BUT that amount may very well be too low for you! It allllll depends! 🤪⁠ ⁠ How much do YOU keep in your emergency fund?! ⁠⬇️ 💰⁠ ⁠ ⁠ ⁠ ⁠ ⁠ #financialfitness⁠ #personalfinanceforwomen⁠ #debtfreejourney⁠ #moneymatters⁠ #financeblogger⁠ #financiallyfearless⁠ #moneycoach⁠ #financialempowerment⁠ #womeninfinance⁠ #slaytheday⁠ #smallbizowner⁠ #igniteyourfire⁠ #businessbabes⁠ #womenceo⁠ #discoverunder5k⁠ #womensupportingwomen⁠ #womenempoweringwomen⁠ #goaldigger⁠ #thewinningcircle⁠ #bossbabebloggers⁠ #budgetingonabudget⁠ #creativefolk⁠ #makeitagreatday⁠ #womenceos⁠ #bizbabecrew⁠ #fempowerment⁠ #creativeentrepreneur⁠ #femaleceo⁠ #workitgirl⁠ #businessbabes

ARE YOU ONE OF THE 15.1 MILLION MILLENNIALS WITH STUDENT LOAN DEBT?! 🤔 🙋🏼⁠ ⁠ We all wanna know how to pay down our loans and get them GONE ASAP, amirite?!⁠ 🤑 ⁠ ⁠ 💰Pay more than the minimum payment each month ➡️ having a plan makes this WAYYY easier! 😉⁠ ⁠ 💰Start a side hustle to bring in some extra $ ➡️ this doesn't necessarily need to be a second "job"! Good @ calligraphy? People will totally buy your work!⁠ ⁠ ⁠ 💰Pay half of your monthly payment every 2 weeks ➡️ this will work out to a whole extra payment a year 💥⁠ ⁠ Raise your hand 🙋🏼 🙋🏻‍♀️ 🙋🏽 🙋🏾 🙋🏿 if you've got some student loan debt to your name 👇🏻⁠ ⁠ ⁠ ⁠ #debtfreejourney⁠ #financialgoals⁠ #financiallyfearless⁠ #moneymatters⁠ #moneycoach⁠ #womeninfinance⁠ #financialempowerment⁠ #workitgirl⁠ #girlbossgang⁠ #neversettle⁠ #personalgrowth⁠ #personaldevelopment⁠ #positivethinking⁠ #businessbabe⁠ #igniteyourfire⁠ #womeninbusiness⁠ #laptoplifestyle⁠ #smallbizowner⁠ #budgetingonabudget⁠ #womenempoweringwomen⁠ #powerfulwomen⁠ #feminist⁠ #womeninbiz⁠ #entrepreneurlife⁠ #girlbosslife⁠ #slaytheday⁠ #laptoplifestyle⁠ #creativeentrepreneur⁠ #businessbabes⁠ #mompreneur

Did you know it's okay to SKIP things at your wedding?!⁠ 🤯⁠ ⁠ Like... you don't actually need to pay for things you don't care about!!⁠ 🤷🏼‍♀️ ⁠ ⁠ Seriously. Ya gotta block out what your great-aunt and your cousin are saying... but many weddings are far from "traditional" these days 😜⁠ ⁠ Wanna know what we "skipped" at our wedding?! ⁠👇🏻⁠ ⁠ -A full open bar (literally no one cared that we *only* had wine and beer...)⁠ 🍻⁠ ⁠ -Favors (somehow other people's wedding favors always end up in our junk drawer 😳)⁠ ⁠ -Tons of decorations (we chose a space that we felt had sufficient *natural* beauty without needing a whole lot of sprucing up!)⁠ ⁠ If folks that came to our wedding read this (maybe some of you are 👀) I would bet the majority didn't even realize we skipped out on a lot of things, nor did they care! ⁠ ⁠ Not that it matters what others think because it's your wedding 😘 and 🤷🏼⁠ ⁠ What did you skip/are you planning to skip at your wedding?! ⬇️⁠ ⁠ ⁠ #weddinginspo⁠ #weddingcountdown⁠ #savethedate⁠ #weddingbells⁠ #weddinginspiration⁠ #weddingwire⁠ #willyoumarryme⁠ #powercouples⁠ #marriage365⁠ #finallymarried⁠ #ohwowyes⁠ #engagedlife⁠ #shesaidyes⁠ #bridetobe⁠ #weddingplanning⁠ #mrandmrs⁠ #weddingstyle⁠ #weddingday⁠ #tiubride⁠ #sweatingforthewedding⁠ #ohsoperfectproposal⁠ #isaidyes⁠ #dreamproposal⁠ #oneday⁠ #bridalshopping⁠ #cantlivewithoutyou⁠ #marriedtomybestfriend⁠ #happywifey⁠ #myonetruelove⁠ #marriagegoals

Keep pulling out that credit card when there's a few days left before payday??! 🙋🏼💳⁠ ⁠ If you're trying to break free from the credit card cycle (aka spending on the cc, paying it off, spending again!)...⁠ ⁠ 🔥TAKE YOUR CREDIT CARD OUT OF YOUR WALLET! 🔥⁠ ⁠ You might not be able to eat out for lunch tomorrow, BUT it's good motivation to use what you already have, especially if your debit card is running low on cash 💵⁠ ⁠ I've found it to be SO helpful to keep our credit card in a drawer at home and not on my person every day 😅⁠ ⁠ Anyone else not keep their credit card(s) on them?! ⬇️⁠ ⁠ ⁠ #financialfitness⁠ #personalfinanceforwomen⁠ #debtfreejourney⁠ #moneymatters⁠ #financeblogger⁠ #financiallyfearless⁠ #moneycoach⁠ #financialempowerment⁠ #womeninfinance⁠ #slaytheday⁠ #smallbizowner⁠ #igniteyourfire⁠ #businessbabes⁠ #womenceo⁠ #discoverunder5k⁠ #womensupportingwomen⁠ #womenempoweringwomen⁠ #goaldigger⁠ #thewinningcircle⁠ #bossbabebloggers⁠ #budgetingonabudget⁠ #creativefolk⁠ #makeitagreatday⁠ #womenceos⁠ #bizbabecrew⁠ #fempowerment⁠ #creativeentrepreneur⁠ #femaleceo⁠ #workitgirl⁠ #businessbabes

SHOULD YOU BE RENTING OR BUYING?! 🤔⁠ ⁠ There are lots of various factors to consider when making this important decision.⁠ ⁠ Some examples 👇🏻 ⁠ ⁠ 🏡 Do you have enough in savings? Buying consists of paying a down payment and closing costs up front, while the upfront costs of renting are commonly first months rent and a deposit.⁠ ⁠ 🏡 Are you ready and willing to put the time, energy, and money in to complete your own home maintenance or pay someone else to complete it for you?⁠ ⁠ 🏡 How would renting or buying affect your lifestyle? Increased monthly and/or overall costs may cause you to need to make changes to other areas of your budget. ⁠ ⁠ Do you choose to rent or buy during this season of your life?! ⬇️⁠ ⁠ ⁠ #financialfitness⁠ #personalfinanceforwomen⁠ #debtfreejourney⁠ #moneymatters⁠ #financeblogger⁠ #financiallyfearless⁠ #moneycoach⁠ #financialempowerment⁠ #womeninfinance⁠ #slaytheday⁠ #smallbizowner⁠ #igniteyourfire⁠ #businessbabes⁠ #womenceo⁠ #discoverunder5k⁠ #womensupportingwomen⁠ #womenempoweringwomen⁠ #goaldigger⁠ #thewinningcircle⁠ #bossbabebloggers⁠ #budgetingonabudget⁠ #creativefolk⁠ #makeitagreatday⁠ #womenceos⁠ #bizbabecrew⁠ #fempowerment⁠ #creativeentrepreneur⁠ #femaleceo⁠ #workitgirl⁠ #businessbabes

MAJOR TIP FOR NEGOTIATING PRICES WITH YOUR WEDDING VENDORS!! 📸 🎵 💒⁠ ⁠ Weddings can get super expensive, super quick! Use the art of negotiation to your advantage. 😘⁠ ⁠ One tip: Instead of using payment plans offered by many vendors, offer to pay in full that day for a discount 🤑⁠ ⁠ Another way to negotiate is to negotiate the SERVICES of that vendor 💫⁠ ⁠ Let's say we're talking about a DJ for the reception...⁠ You could (for example) ⬇️ ⁠ a) request a discount for paying in full⁠ b) request an additional hour of playing time in the quote for the same price ⁠ c) negotiate a discount via discussing services within the particular package that you DON'T NEED and then cutting those out ✂️⁠ ⁠ Have you had success negotiating with vendors for your wedding?!! 👇🏻⁠ ⁠ ⁠ ⁠ #weddinginspo⁠ #weddingcountdown⁠ #savethedate⁠ #weddingbells⁠ #weddinginspiration⁠ #weddingwire⁠ #willyoumarryme⁠ #powercouples⁠ #marriage365⁠ #finallymarried⁠ #ohwowyes⁠ #engagedlife⁠ #shesaidyes⁠ #bridetobe⁠ #weddingplanning⁠ #mrandmrs⁠ #weddingstyle⁠ #weddingday⁠ #tiubride⁠ #sweatingforthewedding⁠ #ohsoperfectproposal⁠ #isaidyes⁠ #dreamproposal⁠ #oneday⁠ #bridalshopping⁠ #cantlivewithoutyou⁠ #marriedtomybestfriend⁠ #happywifey⁠ #myonetruelove⁠ #marriagegoals

Let’s talk BIG. FINANCIAL. DREAMS. 🌤️⁠ ⁠ I’m not (for once) talking about paying off your student loans or saving for an emergency fund 😜⁠ ⁠ I’m talking about buying your dream house with cash 🏡⁠ ⁠ Traveling around Europe for a year 🌍⁠ ⁠ Buying your parents a brand new car 🚙 ⁠ ⁠ Donate $50,000 to your absolute favorite charity ❤️⁠ ⁠ Get out your notebook and pen and brainstorm some dreams that are a size bigger than usual 🤔⁠ ⁠ Don’t let yourself not write something down just because it feels uncomfortable in the moment 🙏🏻 ⁠ ⁠ Wanna know 1 of my big financial dreams?!⁠ ⁠ 1. Buy a home and pay it off! ⁠ ⁠ ⁠ Now I wanna hear yours! What's one of your financial dreams?! 👇🏻⁠ ⁠ ⁠ #goaldiggersociety⁠ #businessbuilder⁠ #womenwithvision⁠ #girlbossinspo⁠ #hustlewithease⁠ #millionairemindset⁠ #moneycoach⁠ #financiallyfearless⁠ #powerofnow⁠ #mindfulnessmatters⁠ #lawofattraction⁠ #positivethinking⁠ #mentalhealthcomesfirst⁠ #igniteyourfire⁠ #womeninfinance⁠ #neversettle⁠ #girlboss⁠ #hustleandheart⁠ #beingboss⁠ #bossbabeco⁠ #girlpower⁠ #womenwhohustle⁠ #powerfulwomen⁠ #womenempoweringwomen⁠ #nastywoman⁠ #womenentrpreneur⁠ #womeninbusiness⁠ #bosschick⁠ #slaytheday⁠ #laptoplifestyle

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