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I am the mom of 6 humans, a dog, a bunny, and a hamster who loves to do Ninja tricks. I live a life to serve others and teach them the lessons that were so freely given to me. I was once in $40,000 worth of debt, facing foreclosure of my home, and had a car repossessed. I had to take a good look at my spending and in 2009 started to get out of debt. I paid off the debt in 2012. A few years prior, in 2010, I started I started a website to teach people how to save money like I was. This website has grown into one of the largest personal finance websites for women. I now travel across the country for National TV shows like the TODAY Show, Good Morning American, Dr. Oz, Rachael Ray, Nightline, and many more. My readers are busy moms who want to learn how to enjoy life on a budget. I love to teach practical meal planning and grocery saving tips + tips on how to save on electricity or vacations. I've been given free trips with my kids to talk about budget travel options. I am full of life and love to embrace it one day at a time!
I've worked as a spokesperson for the Flipp App, H&R Block, TD Bank, Savings.com, Valpak and more.
I had a YouTube channel with over 2 million views and love to share money saving tips online. I love public speaking and am currently planning a retreat in September 2020. I love my kids and husband more than anything and any way I can include them in my work I can.
My youngest Abby is 7 yrs old now. When she was born I had already been blogging and making a full time income from home. . She doesn't know what it's like to have a mom who works outside of the house. . This picture was taken when she started climbing Whiteface mountain here in NY. Her dad and sisters took this 12 hour hike and impressed the heck out of us! . These kids of mine are my life! I want them to be taken care of if something were to happen to me. That is why I just updated my will. . My question to you is. Do you have a will? Are your kids taken care of after you pass away? . Not having an updated was keeping me up at night. I signed up for this program and for $25 I got it updated. Comment below and let me know if you want details on what program I used. I will send you a DM with details. . Peace of mind and a will can be the greatest gift to your family.
It’s true, addiction is most often associated with things like substance use or gambling, but it can even extend to things like food, exercise, or spending money. If you’re wondering if spending money is an addiction for you, ask yourself if you have a feeling of excitement when spending money commonly spend more than you can afford shop instead of spend time with people or working feel guilty, ashamed, embarrassed, or confused after shopping or spending hide purchases and receipts or lie about purchases feel lost having no access to your credit cards or checks feeling anxious when you don’t shop for a period of time * have a feeling of excitement when spending money * commonly spend more than you can afford * shop instead of spend time with people or working * feel guilty, ashamed, embarrassed, or confused after shopping or spending * hide purchases and receipts or lie about purchases * feel lost having no access to your credit cards or checks Many people are able to recover from compulsive spending through a supportive program like Debtors Anonymous or a like-minded community like my Crush Your Debt group.
This may happen as you’re forking over cash throughout the month, but it’s worth looking over a few months of bank statements and determining where your money has really been going. If you feel like you’re on a hamster wheel and cannot gain any traction toward your savings or debt payment goals, sometimes flipping your whole budget on its head can be a fresh start. But once you know what you’re spending, and you’re serious about adjusting it to meet your actual budget, stashing the credit cards can be one way of facing facts. If you struggle to stay on track with the budget you’ve created, it’s time to re-think your plan for getting out of debt.
My favorite spot in my house.. . I don't sit here often, but its my fav. It seems to be the only place that does not get dirty. . No one throws things here or messes it up. . Do you have a place in your home that is like this? PS, my entire house is painted in this color. It's @sherwinwilliams Agreeable Gray! . . . #laurengreutman #homedecor #mom #momlife #mombudget #sherwinwilliams #comfort #homedecor #decorating #decor
If you don’t have a plan for your money, you won’t be able to make decisions like what vacation can you go on this year, can you send your kids to private school, when will I be able to retire, or should you agree to go out to dinner with friends this weekend. Maybe you or your spouse have a job that varies in income each month, something like sales or food service where your commission or hours are uncertain month to month. Fixed expenses are those with fixed or set amounts each month, so they don’t change month to month. Knowing what you want to achieve with your money whether it’s paying off debt, saving for a vacation, buying an investment property, or planning for retirement gives you something to work toward.
🚨 I have an announcement - The time has come to say goodbye to The Personal Finance Planner :( Its been a good 6 years selling them but the time has come to say goodbye. . I have about 200 left and I am selling them for $20! . I love this planner and use it every day! I am sad to see it go but I know it is time. . If you want a planner (or four) hop on the sale because they are going fast. Link is in my profile! . . . . #planner #planneraddict #plannercommunity #plannerlove #daveramseyplannergirls #daveramseyfollower #budgetplanning #debtfreeliving #laurengreutman #flipyourdebt
The most important thing when you are trying to budget with no money is to make your budget a reflection of their values. As you have a clear understanding of where your money goes each month, what your monthly bills are, and what your income is, you can begin to make a debt payoff plan. Get creative with making some extra money, and use this to get out of debt fast with no money. To get a jumpstart on getting out of debt fast with no money, I invite you to join my Crush Your Debt Course where I go over step by step everything you need to know about financial freedom and instilling lasting change.
Do you want free Christmas gifts this year? . Here is one strategy. Sign up for ANY reward program you can find at stores you can shop at. . When you spend money, they send you reward coupons. You use these reward coupons to buy Christmas presents. . My husband owns a construction business, so he is always at the hardware store. This is a great place to get these reward coupons! Actually, it is one of my favorite places to earn and spend rewards. . Today I took $75 in reward coupons and spent them on candles, batteries, Mrs Meyers cleaning supplies, and some gloves for stocking stuffers. I spent $3.61 out of pocket and now am on my way to starting my gift giving season. . If you want to learn more about how to stay out of debt this holiday season, click on the link in my profile to sign up for my 30 days to a debt free Christmas challenge! . Its totally free to take and it walks you through 30 days of videos and challenges! . Give me a ❤ if that sounds good and sign up! . . . . #christmas #debtfreechristmas #debtfreemama #laurengreutman #holidayshopping #frugal #frugalliving #debtfreeholiday
It's the little things in life that make me happy! . Like when your @aldiusa store gets back in their Disinfectant Wipes. . It was like Christmas! Before COVID started I used these every day. . It's been 7 months since I've had them, today we were reunited! Today was a good day! ❤ . . . #aldigram #ilovealdi #aldi #aldimealplans #aldifinds #frugalliving #frugal #aldiusa #aldihaul