Alli Williams

….so what am I supposed to do?! Listen, you shouldn’t be spending your paycheck before it hits your account. “But Alli… I have to get groceries this week my dog has a vet appointment my friends are grabbing drinks Friday I have $10 in my account Listen, I am NOT shaming you. 95% of the people who work with me are like this before we start. So if this is YOU right now. I’ve got you. Here’s what you’re going to do: 1️⃣ A money audit. You NEED to know where every dollar is CURRENTLY going aka you’re going to track your expenses for a month (choose a normal spending month) 2️⃣ Budget per paycheck. If you’re like um how? Join Flourish FinanciALLI and you’ll get my super simple and effective budget template, training videos, worksheets and 8 other core modules. COMMENT (or DM me) “FLOURISH” and I will send you the details so you can get started TODAY. 3️⃣ Move around expenses if needed. Your budget should be FLEXIBLE. If you map out paycheck 1 and you have negative dollars...we have to change something. Maybe we split up your rent/mortgage, move debt payments, change due dates for bills, etc. Here is an example: If you get paid 3/1 and 3/15…Your first “budget” would be 3/1-3/14 (aka your 3/1 paycheck has to cover ALL expenses that fall during that time frame). The GOAL is to break the credit card or overdraft cycle. Where you put groceries on your credit card but you don’t have enough money in your account to actually pay for them so you have to wait to get paid again and then you pay your credit card but now you don’t have money in your account for groceries this week ….you get it. BUT we’re going to BREAK THE CYCLE. Not sure what coaching option is best for you? Comment “FORM” and you’ll get a short form to fill out so I can send you a personalized video with what option or course I think is best for you based on your goals, struggles, and situation…I’ve got you!

This is a GAME CHANGER This is SO simple but so effective (my Flourish FinanciALLI students LOVE it!) Save this video for when you get extra money so you know exactly what to do with it and make sure you’re following @financiallifocused for money tips Do you have a plan for extra money?⬇️ #moneytips #budgetingtips #moneygoals

Monthly budgets don’t work. Yeah, I said it. Before you come at me saying it works for you because X Y Z…let me ask you something 1️⃣Are you scrambling at the end of the month to figure out where things went wrong? 2️⃣Are you setting debt and savings goals but you’re not seeing the progress you thought you would? 3️⃣Do you still feel like the first half of the month is really tight and you’re barely making it to the second half? 4️⃣Do you feel prepared for upcoming or unexpected expenses? If your answers are something like: yes, yes, yes, no Then you’re proving my point 😉 Okay even if you answered 2/4 like I thought you still should try something else ➡️You need to be budgeting per paycheck. Good news, I show you EXACTLY how to do this in my program Flourish FinanciALLI. Comment “FLOURISH” and I’ll send you the details! But not just show you my proven strategies and template but do it WITH you. 3 months. You, me, and a small group of people also trying to reach their money goals. We’ll make sure your budget is realistic for your current season of life AND that you know exactly how to adjust it for when things come up (because they will) My goal is to set you up for LIFE not just for a few months. You CAN pay off debt, save, AND spend and budgeting actually gets to be fun (I promise 😉) Comment “FLOURISH” so you can get started right away (yes immediate access to the modules 😍) 🔥And if you join right now, you’ll get 3 months of personalized budget reviews by me aka you email me your budget and I send you video feedback (a game changer 💯) Reagan said, “I finally feel like we have a solid plan 🙌🏽 plus now checking in with our budget isn’t stressful! It’s actually maybe even fun?!” #moneytips #budgetingtips #moneytipsforwomen

Here’s exactly what I do... ➡️Save this post so you can come back to it when you create your own money routine. If you need help creating your money routine so that you can spend less time worrying about money and more time spending money on what you love (while still paying off debt and saving of course)... Comment “FLOURISH” and I will send you the details to my coaching program. This program has helped over 150 people and the results are truly like WTF HOW (but I swear they are real...I can send proof 😉) Not only while you have your own money routine by the end of the program but it will be this simple and easy. Make sure you’re following @financiallifocused for realistic money tips to help you reach your big money goals without deprivation. Do you have a weekly money routine?⬇️

Who’s up for a night out?!? Send this to someone you want to go with! Girls nights and date nights are required to be in your budget 😉 My fav drink is prickly pear margarita from @cantina76 #girlsnightout #greenvillesc #upstatesc #moneytips

LEARN FROM MY MISTAKES ⤵️ Repeat after me, focus on ONE debt at a time💸 Your debt free date does NOT matter. I know you want your debt gone (I was super impatient too) BUT with a strategic and realistic plan, it will get paid off. Now how the heck can you learn to pay off debt fast without guilt and cutting everything you love? Comment “DESTROYER” below and I’ll send you the link to grab my Debt Destroyer course so you can get started creating your debt payoff plan THIS WEEK! Ps - what I teach in this course is exactly how I was able to pay off $154k of debt. #debtpayoff #moneytips #debtfreecommunity

Can you relate?! PLEASEE let me know in the comments I’m not alone?! It is hard to resist that dollar spot (that isn’t actually a dollar), the clothes, and all the good snacks. The good news is, you can save for a house, pay off a credit card, AND still go to Target. We just want to reduce the random impulse purchases ;) Ready to focus on value-based spending instead of cutting everything? Want to pay off debt, save, AND spend? Comment “WORKSHOP” and I’ll send you the details to my managing money goals workshop PS: Sam was able to pay off $6,000, pay for home renovations in cash, AND book a long weekend getaway with her husband. So YES you can do this . What’s your impulse buy at target?!⬇️

I mean…. Student loan debt The wage gap Living through the 2008 crisis High inflation rates Oh and the pandemic Listen im not one to make excuses but us millennials have been through A LOT. Here’s the truth…⁣ Your latte isn’t the reason you can’t afford a house. How do I know? 2 years ago we bought our forever home AND I still got a Starbucks latte a few times a week (sometimes more than a few times they literally knew my name 👋🏽)  ⁣ If I didn’t figure out a way to pay off debt, save, invest, AND spend…my life would look a lot different.⁣ There is NO way we would’ve been able to buy a 25 acre farm if we waited to save for a house until we paid off $154k of debt. You CAN pay off debt, save, and spend at the same time…I can show you how. And I teach you exactly HOW in my managing multiple money goals workshop. ➡️Comment “WORKSHOP” to get all the strategies, tips, and even some templates I used to pay off $154k of debt while saving and spending (oh and investing). For a limited time you can get it for 50% off! Listen, if you want to rent forever. Good for you! You don’t NEED to buy a house but I bet there are other things you want to save for  ⁣ I have figured out how to create a realistic budget you can actually stick to LONG TERM without the deprivation and binge cycle. That you can adjust when things come up and you don’t just throw in the towel.⁣  ⁣ I know how to help you map out your goals and adjust based on different scenarios. Plan for “unexpected expenses” and feel prepared.⁣  ⁣ If I didn’t forge my own path, do my own research, develop my own method and strategies…I wouldn’t be where I am today.⁣  ⁣ That is a fact.⁣  ⁣ Speaking of $7 lattes, what’s your guilty pleasure or an expense you can’t go without?⬇️ PS: thank you @cakemoneyconsulting for the suit idea and Joe for the suit jacket 😂 #moneytips #budgetingtips #moneygoals

We aren’t “normal” around here... We do things differently. There’s nothing I love more than getting ALL UP IN my students’ numbers & helping them make simple strategic shifts that yield BIG RESULTS fast. This is NOT another self-paced course. Or a program you are 1 of 300 people and you’re struggling to get noticed and never get your questions answered My Flourish FinanciALLI students join because they KNOW this is THE program that will help them pay off debt for GOOD, save for their big dream goals, AND still live their lives NOW.  They know that 12 weeks can literally change their lives forever. Comment or DM me “FLOURISH” so YOU can start today. #moneytips #budgetingtips #debtfreejourney

It doesn’t get more real than this 😬🫶🏽

Do you struggle with this?⁣ ⁣ Save this video for when you need the reminder.⁣ ⁣ Or even send it to a friend who needs the reminder. ⁣ You need to forgive yourself for the past money decisions you made.⁣ ⁣ You have to let go of the shame and guilt you’re carrying around.⁣ ⁣ Focus on what you can control and decide TODAY will be the day things change❤️⁣ ⁣ Comment ❤️ if you needed to hear this today.

Stop making it boring.⁣ ⁣ Talking about money doesn’t have to be some super formal process like “hello sir, let’s sit at the kitchen table and chat about our debt numbers and look at 25 different charts”.⁣ ⁣ You can talk about money like “hey lover, anything coming up in the next few months that I need to add to the budget?” ⁣ ⁣ or “OMG we are $200 away from our savings goal!” or “ wow we’ve been spending A LOT lately, I think we need to take a look and see how we can try to reign it in next month so we can really stay on track”.⁣ ⁣⁠⁣ Keep it conversational.⁣⁠⁣ ⁣ You probably share the latest work gossip with your spouse without even hesitating. Or who was annoying at school pickup today. So you should be able to talk about money the same way.⁣ ⁣ By checking in frequently, creating a realistic pan that worked for BOTH of us, and opening up communication…we were able to pay off $154k of debt, buy our 25 acre farm, go on trips, and go fishing (jk that is just Joe).⁣ ⁣ I get it. Those first few conversations are TOUGH.⁣ ⁣ But that is why I created Money & Marriage. To walk you through exactly what to say and do to get on the same page with your finances.⁣ ⁣ If you struggle with money conversations or even how the heck to get on the same page, you need my course Money & Marriage.⁣ ⁣ Comment “MARRIAGE” and I will send you the link to grab it! Oh and for a limited time you can get $20 off 😉 ⁣

I feel so accomplished…⁣ What can I say…⁣ Just on fire over here…⁣ Who else?? ⁣ ⁣ I have a love hate relationship with Amazon. ⁣ It has come in handy SO many times (especially now with kids) but the “place your order” button is a little tooo easy to click🫣⁣ ⁣ Quick tips:⁣ 1. Keep a wants list in your phone⁣ 2. Add things to an Amazon list not the cart, review the list weekly (monthly) and decide what you will actually buy⁣ 3. Shop around to see if it is the best deal (if you can wait)⁣ 4. Add spending money to your budget⁣ ⁣ Follow @financiallifocused for how you can pay off debt, save for a car, go on trips, and still get your vanilla latte ☕️ ⁣