Eric Rosenberg

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Eric Rosenberg is a financial writer, speaker, and consultant based in Ventura, California. He holds an undergraduate finance degree from the University of Colorado and an MBA in finance from the University of Denver.

After working as a bank manager and then nearly a decade in corporate finance and accounting, Eric left the corporate world for full-time online self-employment. He hit the five-year mark in April, 2021.

His work has been featured in online publications including Business Insider, Nerdwallet, Investopedia, The Balance, HuffPo, Investor Junkie, and other fine financial blogs and publications. When away from the computer, he enjoys spending time with his wife and three children, traveling the world, and tinkering with technology. Connect with him and learn more at EricRosenberg.com.

Location Ventura, CA
Country United States
Member Since APRIL 06, 2021
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  • Business and Finance
  • Careers
  • Career Advice
  • Education
  • Personal Finance
  • Financial Planning
  • Personal Investing
  • Real Estate
  • Apartments
  • Real Estate Buying and Selling
  • Shopping
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Highlights

Stressed about money? Don't be: I can help you help you make better money decisions. ⠀ ⠀ Learn here how can I help you: link in bio⠀ .⠀ .⠀ .⠀ #entrepreneur #entrepreneurship #business #winning #blogging #bloggerlife #livingthedream #entrepreneurlife #personalfinance #personalprofitability #money #goals #onlinebusiness #freelance #freelancelife #freelancing #profit #sidehustle #selfemployed

How Your Insurance Rates Are Calculated

The major inputs are your age, weight, family health history, your health history and pre-existing conditions, tobacco and alcohol use, past surgeries, and other major risk factors for health care costs. The major factors for auto coverage are your age, gender, driving history, marital status, credit score, home zip code, and your car’s make, model, and color. If you are a seventeen year old boy that has had several accidents, lives in a dangerous neighborhood, and drives a cherry red Mustang convertible, your rates are going to be higher than a fifty year old married woman driving a 1980s station wagon. Renter’s policies are rated based on the location of the property, construction and building style, size of the property, type of property (apartment or single family home), and certain policy exceptions.

🔶 Would you love some quick life lessons? I had the opportunity to dig a little deeper into my personal life with a recent interview I did with WorldClassPerformer.com. I answer questions like, what are your strategies for being productive and using your time most efficiently? Want to know my answer? I will be sending out the link to my interview in my upcoming monthly newsletter. Click link in my bio to sign up for emails.⠀ ⠀ 🔷 Did you know I can help you earn more, spend thoughtfully, grow your wealth, and live a better life through mindful personal finance? ⠀ ⠀ 🔶 If you haven't had the opportunity to sign up for my Personal Profitability Bootcamp read on!!! I created a seven-day Bootcamp delivered directly to your inbox. I can help you get started on your path to Personal Profitability. And it's FREE.⠀ ⠀ ⠀ ❤️ Like & Comment⠀ 👉 Click link in bio.⠀ 📲 Follow @ericrosenberg1⠀ ⠀ ⠀ ⠀ ⠀ ⠀ .⠀ .⠀ .⠀ .⠀ .⠀ .⠀ .⠀ ⠀ ⠀ #personalfinance #lifelessons #profiteer #money #moneymindset #financeblogger #financialeducation #financialfreedom #financetips #financialfreedom #debtfree #finanialsecurity #debtfreecommunity #debtfreedom⁠ #savingstips #money #finance #debtfreegoals #moneytips #moneygoals #budget #financialsuccess #financialliteracy #financialsecurity #debtfreeliving #blogger #financeblog #interview #lemontree⠀ ⠀ ⠀

Personal Profitability

If you are already working in the field of business, you may want to consider earning an Executive MBA, as this path focuses on the skills required in executive positions and allows you to continue working while you are in school. Whether you enter the workforce before or after earning a graduate degree, it’s important to gain experience in a variety of different positions. Be sure to gain familiarity with a wide range of topics related to finance, such as accounting, risk management, analysis and budgeting. Whether or not this mentor also works at your company, he or she may be able to advise you on the types of positions or learning opportunities you should pursue in order to work towards becoming a CFO.

Every day you are faced with money decisions. If you are wondering how can you make your financial decisions better, you have to check out my "Personal Profitability Complete Beginner's Guide to Personal Finance".⠀ ⠀ It's time to start on the Path of Personal Profitability👉 link in bio⠀ .⠀ .⠀ .⠀ #entrepreneur #entrepreneurship #business #winning #blogging #bloggerlife #livingthedream #entrepreneurlife #personalfinance #personalprofitability #money #goals #onlinebusiness #freelance #freelancelife #freelancing #profit #sidehustle #selfemployed

Take The Cash or Reinvest

Investors often have different goals when buying dividend stocks, but each investor must decide whether to reinvest the dividend or take the cash. The Dividend Discount Model is the most popular method to decide the intrinsic value of dividend paying stocks (as opposed to multiple analysis or discounted cash flow analysis). Warren Buffet, the famous investor in charge of Berkshire Hathaway, says he can give investors a better return if he uses the cash rather than pay it back. If an investor can put a $1 million retirement account into dividend stocks averaging 4%, they will walk away with $40,000 in annual pre-tax income without touching their savings.

My first #FBA shipment isn't all that exciting to look at in these two boxes. (#reuserecycle) I watched enough YouTube videos and read enough posts that I finally spotted a deal from Walmart. I visited two stores yesterday and spent about $230 for products listed for about $600! I'm officially an #FBAseller For my first shipment, I invested in a label printer and a big pack of poly bags. Had to jump through a few hoops with my Amazon Seller account to make it work, but I'm all packed and ready to ship tomorrow morning. That's the exciting part! Should I do a blog post and short video series on this?

Should My IRA Charge Me a Maintenance Fee?

Due to the long-term nature of the accounts, people most commonly invest in mutual funds like a target date funds, which is a managed mutual fund for people your age, or an S&P 500 index fund. Finally, load fees are charged by some funds when you invest (load-in) or withdraw (load-out) funds from the fund. Trade fees are fees charged by your account’s institution (the companies like Meryl Lynch that I mentioned above) for buying or selling assets on your behalf. Then, from a short list of brokers you like, look at trade fees, no trade fee investment options, and finally fees and performance for those fund families.

Hi, Eric! I'm profit! Or was it the other way around? ⠀ ⠀ Clear this mystery about my identity by reading about me, Personal Profitability and get inspired to start your #PersonalFinance journey.⠀ ⠀ Click on the link in bio!⠀ .⠀ .⠀ .⠀ .⠀ .⠀ #entrepreneur #entrepreneurship #business #winning #blogging #bloggerlife #livingthedream #entrepreneurlife #quote #quotestoliveby #quotable #personalfinance #personalprofitability #money #goals #onlinebusiness #freelance #freelancelife #freelancing #profit #sidehustle #selfemployed #hustle #solopreneur

Do you want to learn how to better handle your money, but that training you think of attending is too expensive? ⠀ Think of my podcast as an opportunity to have your own, one-on-one workshop on finance. ⠀ Begin listening on any of your preferred podcast apps!⠀ ⠀ .⠀ .⠀ .⠀ .⠀ #entrepreneur #entrepreneurship #business #winning #blogging #bloggerlife #livingthedream #entrepreneurlife #quote #quotestoliveby #quotable #personalfinance #personalprofitability #money #goals #onlinebusiness #freelance #freelancelife #freelancing #profit #sidehustle #selfemployed #hustle #solopreneur

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