Nicole Hatcher

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Nicole Hatcher is the creator of the Frugal Chic life blog, YouTube Channel, and podcast. Nicole is a money coach, wife, mother of three, makeup enthusiast, and lover of all things personal finance. She paid off nearly $100,000 of student loan debt in just 5 years and is on a mission to help other people discover the beauty of debt-free living.

Member Since OCTOBER 22, 2019
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Money Goals for October 2020

Welcome to October! I hope that you are staying safe during the ongoing COVID-19 pandemic. Our way of life has changed in many ways, but one constant remains

Stash Review 2020: Pros, Cons, and Features

And it’s understandable when you take into account the prices of some of the leading stocks, such as Amazon (AMZN) trading at $3,200 + per share. Every time you shop with this card, you’re earning the stocks of your favorite shoppers as cash-back rewards. Its debit account comes with no monthly maintenance charges, overdraft fees, minimum balance requirements, or other hidden charges. Stash provides a Stock-Back ® reward card, which allows you to earn stocks of the companies you shop with as cashback.

Should I Pay Off Debt Or Save?

The Difference Between Paying off Debt and Saving Money Paying off debt and saving money have similarities. If you have high-interest credit card debt, for example, you likely pay a lot more in interest than you could save. If you have high-interest credit cards or personal loan debt, focus there, after you have $1,000 saved. Figure out your expendable income (money left after paying your necessities) and put it toward your debts to lower the amount you pay toward interest in the long run.

11 Bad Money Habits to Avoid

Expenses like car repairs, surprise medical or dental bills, and home repairs can be scary and overwhelming without a dedicated savings fund to dip into. Things like overdraft fees, ATM fees, and cash advance fees, can seem minor on their own but add up fast. Many of these fees can easily be avoided if you plan properly and keep tabs on your spending and transactions from your bank account. This means you pay even more because of the interest charges and any late payment fees that may occur.

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